to add to other good replies, you do know that the payments are split warmer/colder months? You pay 40% of your annual in warmer months, 60% in colder months so in October your payment will increase to 1.5x summer amount for 6 months. That could b why your payments seem low now?
You won't be hit with any annual charges, you'll pay only the membership fee per fuel (aka standing charge) and for the energy you use (it's a variable tariff so prices can change)
If you're building up debt increase the dd and review ongoing. (If you need to increase the dd go to help in app ask wattbot, type "message the team" and ask.
Originally Posted by Waxism